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.elementor-element.elementor-element-4f4ab7d7 .elementor-post__thumbnail__link{width:100%;}}</style>{"id":2943,"date":"2025-10-18T09:40:16","date_gmt":"2025-10-18T07:40:16","guid":{"rendered":"https:\/\/menfisgrup.es\/?p=2943"},"modified":"2026-09-24T08:19:24","modified_gmt":"2026-09-24T06:19:24","slug":"rescate-de-planes-de-pensiones-cuando-y-como-hacerlo-correctamente","status":"publish","type":"post","link":"https:\/\/menfisgrup.es\/ca\/blog\/rescate-de-planes-de-pensiones-cuando-y-como-hacerlo-correctamente\/","title":{"rendered":"Rescat de plans de pensions: quan i com fer-lo correctament"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2943\" class=\"elementor elementor-2943\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-62bf8113 e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"90661\" data-id=\"62bf8113\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3057d6c7 elementor-widget elementor-widget-heading\" data-id=\"3057d6c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Rescat de plans de pensions: quan i com fer-lo correctament<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a83f485 elementor-widget elementor-widget-image\" data-id=\"3a83f485\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"602\" src=\"https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/10\/132d70c9-b42a-4c9b-9c9b-d43df88cb12f-1024x770.webp\" class=\"attachment-large size-large wp-image-2945\" alt=\"\" srcset=\"https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/10\/132d70c9-b42a-4c9b-9c9b-d43df88cb12f-1024x770.webp 1024w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/10\/132d70c9-b42a-4c9b-9c9b-d43df88cb12f-300x226.webp 300w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/10\/132d70c9-b42a-4c9b-9c9b-d43df88cb12f-768x577.webp 768w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/10\/132d70c9-b42a-4c9b-9c9b-d43df88cb12f.webp 1152w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36ca2545 elementor-widget elementor-widget-heading\" data-id=\"36ca2545\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Quan es pot rescatar un pla de pensions?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51702987 elementor-widget elementor-widget-text-editor\" data-id=\"51702987\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"translation-block\">El rescat d\u2019un pla de pensions nom\u00e9s es pot fer en els <strong>sup\u00f2sits previstos per la llei<\/strong>, entre els quals hi ha:<\/p><ul><li><p class=\"translation-block\"><strong>Jubilaci\u00f3<\/strong> del titular.<\/p><\/li><li><p class=\"translation-block\"><strong>Incapacitat permanent<\/strong> o gran invalidesa.<\/p><\/li><li><p class=\"translation-block\"><strong>Defunci\u00f3<\/strong> del part\u00edcip (els beneficiaris podran percebre el pla).<\/p><\/li><li><p class=\"translation-block\"><strong>Atur de llarga durada<\/strong> o <strong>malaltia greu<\/strong>.<\/p><\/li><li><p class=\"translation-block\">A partir de <strong>2025<\/strong>, tamb\u00e9 es podran rescatar les aportacions amb m\u00e9s de <strong>10 anys d\u2019antiguitat<\/strong>, fins i tot sense complir cap de les causes anteriors.<\/p><\/li><\/ul><h3>Com tributa el rescat?<\/h3><p class=\"translation-block\">Els diners rescatats d\u2019un pla de pensions <strong>tributen com a rendiment del treball<\/strong> en l\u2019IRPF i se sumen a la resta d\u2019ingressos del contribuent.<br \/>\u00c9s important planificar el rescat per <strong>minimitzar l\u2019impacte fiscal<\/strong>, especialment si es fa en forma de <strong>capital \u00fanic<\/strong>, ja que pot augmentar el tipus impositiu.<br \/>Una alternativa \u00e9s optar per un <strong>rescat mixt o en forma de renda<\/strong>, que permet repartir la c\u00e0rrega fiscal en diversos exercicis.<\/p><h3>Quina opci\u00f3 conv\u00e9 m\u00e9s?<\/h3><p class=\"translation-block\">L\u2019elecci\u00f3 entre rescatar en <strong>renda o en capital<\/strong> dependr\u00e0 de la situaci\u00f3 personal i econ\u00f2mica de cada contribuent. \u00c9s recomanable <strong>assessorar-se pr\u00e8viament<\/strong> per aprofitar possibles reduccions fiscals i evitar errors que puguin suposar un cost innecessari.<\/p><p>\u00a0<\/p><p class=\"translation-block\"><strong>A Menfisgrup<\/strong> t\u2019ajudem a analitzar les millors opcions per rescatar el teu pla de pensions i optimitzar la tributaci\u00f3, garantint que cada decisi\u00f3 s\u2019adapti a la teva situaci\u00f3 financera i familiar.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b23bcbe elementor-widget elementor-widget-heading\" data-id=\"2b23bcbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Comparteix la not\u00edcia<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13f0945a elementor-share-buttons--view-icon elementor-share-buttons--shape-circle elementor-share-buttons--color-custom elementor-share-buttons--skin-gradient elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"13f0945a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Compartici\u00f3 en linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_x-twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Compartici\u00f3 en x-twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-x-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Compartici\u00f3 en facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_whatsapp\" role=\"button\" tabindex=\"0\" aria-label=\"Compartici\u00f3 en whatsapp\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-whatsapp\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_email\" role=\"button\" tabindex=\"0\" aria-label=\"Compartici\u00f3 en email\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fas fa-envelope\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_print\" role=\"button\" tabindex=\"0\" aria-label=\"Compartici\u00f3 en print\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fas fa-print\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5365ffe8 elementor-widget elementor-widget-spacer\" data-id=\"5365ffe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51398e4e elementor-widget elementor-widget-heading\" data-id=\"51398e4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Altres not\u00edcies<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f4ab7d7 elementor-grid-tablet-3 elementor-grid-3 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"4f4ab7d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns_tablet&quot;:&quot;3&quot;,&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3590 post type-post status-publish format-standard has-post-thumbnail hentry category-fiscal category-noticias category-seguros\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/menfisgrup.es\/ca\/blog\/contratar-seguro-de-salud\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/10\/seguro-salud-contratar-que-revisar-antes-de-firmar-300x169.png\" class=\"attachment-medium size-medium wp-image-3591\" alt=\"Contratar un seguro de salud: cuatro puntos que revisar antes de firmar, cuestionario, carencias, renovaci\u00f3n y fiscalidad\" srcset=\"https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/10\/seguro-salud-contratar-que-revisar-antes-de-firmar-300x169.png 300w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/10\/seguro-salud-contratar-que-revisar-antes-de-firmar-1024x576.png 1024w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/10\/seguro-salud-contratar-que-revisar-antes-de-firmar-768x432.png 768w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/10\/seguro-salud-contratar-que-revisar-antes-de-firmar-1536x864.png 1536w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/10\/seguro-salud-contratar-que-revisar-antes-de-firmar.png 1600w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/menfisgrup.es\/ca\/blog\/contratar-seguro-de-salud\/\" >\n\t\t\t\tContractar una asseguran\u00e7a de salut: qu\u00e8 cal revisar abans de signar la p\u00f2lissa\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t04\/10\/2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>El preu i el quadre m\u00e8dic no ho s\u00f3n tot. Abans de contractar una asseguran\u00e7a de salut conv\u00e9 entendre el q\u00fcestionari, els per\u00edodes de car\u00e8ncia i la renovaci\u00f3, i saber quins avantatges fiscals t\u00e9 per a aut\u00f2noms i empreses.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/menfisgrup.es\/ca\/blog\/contratar-seguro-de-salud\/\" aria-label=\"Read more about Contratar un seguro de salud: qu\u00e9 revisar antes de firmar la p\u00f3liza\" tabindex=\"-1\" >\n\t\t\tLlegeix-ne m\u00e9s \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3003 post type-post status-publish format-standard has-post-thumbnail hentry category-fiscal category-laboral category-noticias\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/menfisgrup.es\/ca\/blog\/sujecion-de-las-indemnizaciones-al-irpf\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/11\/indemnizaciones-despido-irpf-exencion-180000-euros-300x169.png\" class=\"attachment-medium size-medium wp-image-3556\" alt=\"Gr\u00e1fico: la indemnizaci\u00f3n por despido queda exenta del IRPF hasta 180.000 euros y el exceso tributa como rendimiento del trabajo\" srcset=\"https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/11\/indemnizaciones-despido-irpf-exencion-180000-euros-300x169.png 300w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/11\/indemnizaciones-despido-irpf-exencion-180000-euros-1024x576.png 1024w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/11\/indemnizaciones-despido-irpf-exencion-180000-euros-768x432.png 768w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/11\/indemnizaciones-despido-irpf-exencion-180000-euros-1536x864.png 1536w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2025\/11\/indemnizaciones-despido-irpf-exencion-180000-euros.png 1600w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/menfisgrup.es\/ca\/blog\/sujecion-de-las-indemnizaciones-al-irpf\/\" >\n\t\t\t\tSubjecci\u00f3 de les indemnitzacions a l\u2019IRPF: quan estan exemptes i quan tributen\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t21\/09\/2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>La tributaci\u00f3 de les indemnitzacions \u00e9s un tema que genera dubtes tant a treballadors com a aut\u00f2noms i empreses. No totes les indemnitzacions estan exemptes: algunes s\u2019han de declarar \u00edntegrament com a renda, mentre que d\u2019altres tenen exempcions totals o parcials.<br \/>\nEn aquesta guia de Menfisgrup analitzem com afecta l\u2019IRPF a les indemnitzacions, quins tipus tributen i quins l\u00edmits aplica l\u2019Ag\u00e8ncia Tribut\u00e0ria.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/menfisgrup.es\/ca\/blog\/sujecion-de-las-indemnizaciones-al-irpf\/\" aria-label=\"Read more about Sujeci\u00f3n de las indemnizaciones al IRPF: cu\u00e1ndo est\u00e1n exentas y cu\u00e1ndo tributan\" tabindex=\"-1\" >\n\t\t\tLlegeix-ne m\u00e9s \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3387 post type-post status-publish format-standard has-post-thumbnail hentry category-fiscal category-noticias category-seguros\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/menfisgrup.es\/ca\/blog\/rescate-de-planes-de-pensiones\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/08\/8191c9fe-0408-4dfa-9fa2-f573a7a8d591-300x225.webp\" class=\"attachment-medium size-medium wp-image-3389\" alt=\"Asesor revisando con un cliente las opciones de rescate de su plan de pensiones\" srcset=\"https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/08\/8191c9fe-0408-4dfa-9fa2-f573a7a8d591-300x225.webp 300w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/08\/8191c9fe-0408-4dfa-9fa2-f573a7a8d591-1024x768.webp 1024w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/08\/8191c9fe-0408-4dfa-9fa2-f573a7a8d591-768x576.webp 768w, https:\/\/menfisgrup.es\/wp-content\/uploads\/2026\/08\/8191c9fe-0408-4dfa-9fa2-f573a7a8d591.webp 1365w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/menfisgrup.es\/ca\/blog\/rescate-de-planes-de-pensiones\/\" >\n\t\t\t\tRescat de plans de pensions\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t15\/08\/2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Des de l\u20191 de gener de 2025 \u00e9s plenament operativa l\u2019anomenada \u00abfinestra de liquiditat als deu anys\u00bb, que permet rescatar les aportacions antigues sense necessitat de jubilar-se ni acreditar cap situaci\u00f3 excepcional. Una novetat que ha reactivat les consultes sobre quan conv\u00e9 recuperar l\u2019estalvi acumulat i, sobretot, amb quin cost fiscal.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/menfisgrup.es\/ca\/blog\/rescate-de-planes-de-pensiones\/\" aria-label=\"Read more about Rescate de planes de pensiones\" tabindex=\"-1\" >\n\t\t\tLlegeix-ne m\u00e9s \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59ddad88 elementor-widget elementor-widget-spacer\" data-id=\"59ddad88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>El pla de pensions \u00e9s una eina molt utilitzada per complementar la jubilaci\u00f3 i garantir un suport econ\u00f2mic en el futur. Tanmateix, moltes persones desconeixen en quins moments poden rescatar els diners aportats i quines en s\u00f3n les implicacions fiscals.<\/p>","protected":false},"author":1,"featured_media":2945,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"seo_title":"","seo_metadesc":"","seo_focuskw":"","menfis_fuente_url":"","menfis_fuente_id":"","menfis_fuente_fecha":"","_wp_page_template":"default","footnotes":""},"categories":[23,1,29],"tags":[],"class_list":["post-2943","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fiscal","category-noticias","category-seguros"],"_links":{"self":[{"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/posts\/2943","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/comments?post=2943"}],"version-history":[{"count":5,"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/posts\/2943\/revisions"}],"predecessor-version":[{"id":3561,"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/posts\/2943\/revisions\/3561"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/media\/2945"}],"wp:attachment":[{"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/media?parent=2943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/categories?post=2943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/menfisgrup.es\/ca\/wp-json\/wp\/v2\/tags?post=2943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}